[et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.21.0″ _module_preset=”default” min_height=”10vh” height=”25vh” max_height=”25vh” global_colors_info=”{}”][et_pb_fullwidth_header title=”Voluntary Benefits” _builder_version=”4.21.0″ _module_preset=”default” title_font=”Source Sans Pro|600||on|||||” title_text_align=”center” title_text_color=”#FFFFFF” title_font_size=”2.5em” background_enable_color=”off” background_image=”https:\/\/mybenefitscc.wpengine.com\/isolved\/wp-content\/uploads\/sites\/1365\/2023\/07\/isolved-child-banner.jpg” parallax=”on” parallax_method=”on” global_colors_info=”{}”][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” background_color=”#FFFFFF” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” header_5_line_height=”2.5em” global_colors_info=”{}”]<\/p>\n
isolved is proud to provide the following Voluntary Benefit options to allow you to customize your benefits package.<\/span><\/p>\n [\/et_pb_text][et_pb_toggle title=”Voluntary Life and AD&D” open_toggle_background_color=”rgba(230,230,230,0.23)” closed_toggle_background_color=”#FFFFFF” icon_color=”#F7008C” toggle_icon=”E||divi||400″ use_icon_font_size=”on” icon_font_size=”24px” open_icon_color=”#02A6DA” open_toggle_icon=”B||divi||400″ open_use_icon_font_size=”on” open_icon_font_size=”24px” module_class=”pa-toggle-icon-left” _builder_version=”4.22.2″ _module_preset=”default” title_text_color=”#000000″ title_font=”Source Sans Pro|600|||||||” title_font_size=”24px” body_font_size=”18px” body_line_height=”1.6em” text_orientation=”left” custom_margin=”-22px|||||” border_width_all=”0px” border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n In addition to Basic Life and AD&D, you may purchase voluntary Life coverage at discounted rates. Consider your family\u2019s cost of living, total income, and the impact they may face should you pass away. How much would your family need to handle debts, expenses, and maintain their quality of life?<\/span><\/p>\n You may choose from the following benefit limits:<\/span><\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span>Employee:<\/span><\/strong>\u00a0$10,000 increments up to 5x times your annual salary, or $500,000. Guaranteed issue coverage: $250,000<\/span><\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span>Spouse:<\/span><\/strong>\u00a0$5,000 increments up to 100% of the employee amount. Guaranteed issue coverage: $50,000<\/span><\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span>Children (birth to 6 mos):<\/span><\/strong>\u00a0$1,000<\/span><\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span>Children (6 mos to age 26):<\/span><\/strong>\u00a0$10,000 Evidence of Insurability (EOI)<\/a>\u00a0is required for any increase to your current election, amounts over the guaranteed issue limits, or when applying outside of your initial eligibility period.<\/span><\/p>\n [\/et_pb_toggle][et_pb_toggle title=”Accident Insurance” open_toggle_background_color=”rgba(230,230,230,0.23)” closed_toggle_background_color=”#FFFFFF” icon_color=”#F7008C” toggle_icon=”E||divi||400″ use_icon_font_size=”on” icon_font_size=”24px” open_icon_color=”#02A6DA” open_toggle_icon=”B||divi||400″ open_use_icon_font_size=”on” open_icon_font_size=”24px” module_class=”pa-toggle-icon-left” _builder_version=”4.27.4″ _module_preset=”default” title_text_color=”#000000″ title_font=”Source Sans Pro|600|||||||” title_font_size=”24px” body_font_size=”18px” body_line_height=”1.6em” text_orientation=”left” custom_margin=”-22px|||||” border_width_all=”0px” border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n Accidents happen when you least expect them, and recovery can be costly. Your major medical insurance may pay for most services, but you could be left with out-of-pocket expenses that add up quickly. Accident insurance can help ease unplanned financial burdens.<\/p>\n As a full-time employee, you can buy Accident insurance to cover unexpected costs due to an accident, such as ambulance services and emergency room fees. Use the payment any way you choose\u2014from expenses not covered by your major medical plan to day-to-day cost of living expenses such as rent or utility bills. As medical costs continue to rise, this additional layer of financial protection can make a difference at a time when you and your family need it most.<\/p>\n Premiums for this benefit are 100% paid by employees with after-tax dollars and coverage is available for you and your eligible family members.<\/p>\n A $50 wellness benefit for each insured individual is also included.<\/strong>\u00a0<\/span>Every year, each family member who has Accident coverage can also receive $50 for getting a health screening test, such as:<\/p>\n No Evidence of Insurability is required up to the Guaranteed Issue limit during Open Enrollment.<\/p>\n Accident Insurance Certificate of Coverage<\/span><\/a><\/p>\n [\/et_pb_toggle][et_pb_toggle title=”Critical Illness Insurance” open_toggle_background_color=”rgba(230,230,230,0.23)” closed_toggle_background_color=”#FFFFFF” icon_color=”#F7008C” toggle_icon=”E||divi||400″ use_icon_font_size=”on” icon_font_size=”24px” open_icon_color=”#02A6DA” open_toggle_icon=”B||divi||400″ open_use_icon_font_size=”on” open_icon_font_size=”24px” module_class=”pa-toggle-icon-left” _builder_version=”4.27.4″ _module_preset=”default” title_text_color=”#000000″ title_font=”Source Sans Pro|600|||||||” title_font_size=”24px” body_font_size=”18px” body_line_height=”1.6em” text_orientation=”left” custom_margin=”-22px|||||” border_width_all=”0px” border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n Critical Illness insurance helps you prepare for the unexpected. A major illness such as a heart attack, stroke, coma, paralysis, major organ failure, and end-stage renal failure can leave you emotionally, physically, and financially overwhelmed. Critical Illness insurance can help relieve the financial impact of an illness, so you can focus on recovery.<\/p>\n With Critical Illness insurance, you\u2019ll receive a $10,000 lump-sum payment when a covered illness is diagnosed. You can use the payment any way you choose, including paying for deductibles and coinsurance, rent, groceries, or childcare. A pre-existing limitation applies to this policy.<\/p>\n Premiums for this benefit are 100% paid by employees with after-tax dollars and coverage is available for yourself and your eligible family members.\u00a0<\/span>A $50 Be Well benefit for each insured individual is also included.\u00a0<\/strong>Every year, each family member who has Specified Disease coverage can also receive $50 for getting a covered Be Well Benefit screening test, such as:<\/p>\n No Evidence of Insurability is required up to the Guaranteed Issue limit during Open Enrollment.<\/p>\n\n
<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n
<\/span><\/p>\n\n
\n
\n