Life, Accidental Death and Dismemberment (AD&D), and Disability insurance provide financial security to you and your family if you pass away, become seriously injured, or experience an illness or injury that prevents you from working.<\/span><\/p>\n [\/et_pb_text][et_pb_toggle title=”Life & AD&D” open_toggle_background_color=”rgba(230,230,230,0.23)” closed_toggle_background_color=”#FFFFFF” icon_color=”#F7008C” toggle_icon=”E||divi||400″ use_icon_font_size=”on” icon_font_size=”24px” open_icon_color=”#02A6DA” open_toggle_icon=”B||divi||400″ open_use_icon_font_size=”on” open_icon_font_size=”24px” module_class=”pa-toggle-icon-left” _builder_version=”4.22.2″ _module_preset=”default” title_text_color=”#000000″ title_font=”Source Sans Pro|600|||||||” title_font_size=”24px” body_font_size=”18px” body_line_height=”1.6em” text_orientation=”left” custom_margin=”-22px|||||” border_width_all=”0px” border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n Life and Accidental Death & Dismemberment (AD&D) insurance is an important consideration when it comes to your benefits. Life insurance protects loved ones should a catastrophe strike. Basic Life and AD&D insurance are offered to you and your dependents at NO COST. Benefits reduce at age 65.<\/p>\n \u00b7 Employee: 1x annual salary up to $200,000<\/p>\n \u00b7 Spouse: $5,000<\/p>\n \u00b7 Children (birth to 6 mos): $1,000<\/p>\n \u00b7 Children (6 mos to age 26): $2,000<\/p>\n You may choose anyone to be the beneficiary of your Life and AD&D policies. Review your beneficiary designation periodically to make sure it reflects your current wishes.<\/p>\n [\/et_pb_toggle][et_pb_toggle title=”Short-Term Disability (STD)” open_toggle_background_color=”rgba(230,230,230,0.23)” closed_toggle_background_color=”#FFFFFF” icon_color=”#F7008C” toggle_icon=”E||divi||400″ use_icon_font_size=”on” icon_font_size=”24px” open_icon_color=”#02A6DA” open_toggle_icon=”B||divi||400″ open_use_icon_font_size=”on” open_icon_font_size=”24px” module_class=”pa-toggle-icon-left” _builder_version=”4.21.0″ _module_preset=”default” title_text_color=”#000000″ title_font=”Source Sans Pro|600|||||||” title_font_size=”24px” body_font_size=”18px” body_line_height=”1.6em” text_orientation=”left” custom_margin=”-22px|||||” border_width_all=”0px” border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n Short-Term Disability coverage provides you with a portion of income replacement if you are unable to work due to a non-occupational illness or injury. You are automatically enrolled in the STD plan at\u00a0<\/span>NO COST<\/strong>\u00a0<\/span>to you.<\/p>\n Company Paid STD Plan:<\/strong>\u00a0<\/span>60% of your base weekly pay up to $3,000 per week for up to 12 weeks after a 7-day waiting period for an accident or sickness.<\/p>\n [\/et_pb_toggle][et_pb_toggle title=”Long-Term Disability (LTD)” open_toggle_background_color=”rgba(230,230,230,0.23)” closed_toggle_background_color=”#FFFFFF” icon_color=”#F7008C” toggle_icon=”E||divi||400″ use_icon_font_size=”on” icon_font_size=”24px” open_icon_color=”#02A6DA” open_toggle_icon=”B||divi||400″ open_use_icon_font_size=”on” open_icon_font_size=”24px” module_class=”pa-toggle-icon-left” _builder_version=”4.21.0″ _module_preset=”default” title_text_color=”#000000″ title_font=”Source Sans Pro|600|||||||” title_font_size=”24px” body_font_size=”18px” body_line_height=”1.6em” text_orientation=”left” custom_margin=”-22px|||||” border_width_all=”0px” border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n Long-Term Disability coverage pays you a portion of your earnings if you cannot work for an extended time due to a disabling illness or injury. You are automatically enrolled in the LTD plan at\u00a0<\/span>NO COST<\/strong>\u00a0<\/span>to you.<\/p>\n Company Paid LTD Plan:<\/strong>\u00a0<\/span>60% of your monthly earnings up to $15,000 per month after a 90-day waiting period.<\/p>\n Pre-existing limitations may apply. Review your benefits guide for more information.<\/p>\n [\/et_pb_toggle][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_search][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”||-20px||false|false” global_module=”23364103″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/www.prudential.com” url_new_window=”on” button_text=”Prudential” _builder_version=”4.22.2″ _module_preset=”cb193744-2484-49ef-98b5-394e4cf78c08″ global_colors_info=”{}”][\/et_pb_button][et_pb_button button_url=”\/2026\/guide” button_text=”2026 Benefit Guide” _builder_version=”4.27.4″ _module_preset=”cb193744-2484-49ef-98b5-394e4cf78c08″ hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_button][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”55px|||||” custom_padding=”|||21px||” global_colors_info=”{}”]<\/p>\n Click on Document Name [\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”2072aaea-415f-4995-9a4e-31c5596e95ce” text_text_color=”#F7008C” text_font_size=”0.8em” text_line_height=”1.3em” header_5_text_color=”#F7008C” custom_padding=”|9px||24px||” global_colors_info=”{}” header_5_text_color__hover_enabled=”on|desktop” header_5_text_color__hover=”#02A6DA”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Life & Disability Life, Accidental Death and Dismemberment (AD&D), and Disability insurance provide financial security to you and your family if you pass away, become seriously injured, or experience an illness or injury that prevents you from working. Life and Accidental Death & Dismemberment (AD&D) insurance is an important consideration when it comes to your benefits. Life insurance protects loved ones should a catastrophe strike. Basic Life and AD&D insurance are offered to you and your dependents at NO COST. Benefits reduce at age 65. \u00b7 Employee: 1x annual salary up to $200,000 \u00b7 Spouse: $5,000 \u00b7 Children (birth to 6 mos): $1,000 \u00b7 Children (6 mos to age 26): $2,000 You may choose anyone to be the beneficiary of your Life and AD&D policies. Review your beneficiary designation periodically to make sure it reflects your current wishes.Short-Term Disability coverage provides you with a portion of income replacement if you are unable to work due to a non-occupational illness or injury. You are automatically enrolled in the STD plan at\u00a0NO COST\u00a0to you. Company Paid STD Plan:\u00a060% of your base weekly pay up to $3,000 per week for up to 12 weeks after a 7-day waiting period for an accident or […]<\/p>\n","protected":false},"author":1042,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"dipi_cpt_category":[],"class_list":["post-23364131","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.isolvedeebenefits.com\/2026\/wp-json\/wp\/v2\/pages\/23364131","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.isolvedeebenefits.com\/2026\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.isolvedeebenefits.com\/2026\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.isolvedeebenefits.com\/2026\/wp-json\/wp\/v2\/users\/1042"}],"replies":[{"embeddable":true,"href":"https:\/\/www.isolvedeebenefits.com\/2026\/wp-json\/wp\/v2\/comments?post=23364131"}],"version-history":[{"count":8,"href":"https:\/\/www.isolvedeebenefits.com\/2026\/wp-json\/wp\/v2\/pages\/23364131\/revisions"}],"predecessor-version":[{"id":23365056,"href":"https:\/\/www.isolvedeebenefits.com\/2026\/wp-json\/wp\/v2\/pages\/23364131\/revisions\/23365056"}],"wp:attachment":[{"href":"https:\/\/www.isolvedeebenefits.com\/2026\/wp-json\/wp\/v2\/media?parent=23364131"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/www.isolvedeebenefits.com\/2026\/wp-json\/wp\/v2\/dipi_cpt_category?post=23364131"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n
Quick Links<\/h3>\n
![\"\"](\"https:\/\/mybenefitscc.wpengine.com\/isolved\/wp-content\/uploads\/sites\/1365\/2023\/07\/pdf-icon.jpg\"){kind=icon}
to view or download<\/p>\nDisability Certificates<\/a><\/h4>\n
Life & Disability Plan Costs<\/a><\/h4>\n
Mobile Capabilities Flyer<\/a><\/h4>\n
Life and AD&D Insurance Flyer<\/a><\/h4>\n
How to File a Prudential Claim<\/a><\/h4>\n
Interactive Disability Insurance Journey for Maternity Claims<\/a><\/h4>\n
Disability Insurance Flyer<\/a><\/h4>\n
EOI Instruction Flyer<\/a><\/h4>\n
Beneficiary FAQ<\/a><\/h4>\n
Prudential MyBenefits Website Guide<\/a><\/h4>\n