{"id":23364068,"date":"2023-07-07T22:34:48","date_gmt":"2023-07-07T22:34:48","guid":{"rendered":"https:\/\/mybenefitscc.wpengine.com\/isolved\/?page_id=23364068"},"modified":"2026-04-07T15:22:48","modified_gmt":"2026-04-07T22:22:48","slug":"hsa","status":"publish","type":"page","link":"https:\/\/www.isolvedeebenefits.com\/2026\/hsa\/","title":{"rendered":"Health Savings Account"},"content":{"rendered":"

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Base & Buy-Up HSA Plans<\/h3>\n

With the BCBSNC HSA Plans, you pay for all medical services until you reach the annual deductible. After your annual deductible is met, the plan pays for a percentage of covered services, known as coinsurance. When you reach the out-of-pocket maximum, the plan will pay 100% for all eligible in-network expenses for the remainder of the calendar year. When you enroll in these medical plans, you may be eligible to open a Health Savings Account (HSA) to help pay for eligible health care expenses (deductibles, coinsurance, and prescriptions) with pre-tax dollars.<\/p>\n

Preferred Provider Organization (PPO) Plan<\/h3>\n

With the BCBSNC PPO medical plan, you pay a copay for in-network office visits or prescriptions. The PPO plan covers the same benefits and has an embedded deductible where an individual member of the family only needs to meet the individual deductible before the plan begins to pay.<\/p>\n

Health Savings Account (HSA)<\/h2>\n

If you enroll in the Base or Buy-Up HSA Medical Plan, you may be eligible for a Health Savings Account (HSA) to help pay for eligible health care expenses not covered under your medical, dental, or vision plans.<\/p>\n

To appreciate the amazing features of an HSA, learn more about how qualified medical plans and the HSA work together.<\/p>\n

Top 4 Reasons to Enroll in an HSA Plan<\/h4>\n
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  1. isolved puts FREE money into your account every year!<\/strong><\/li>\n
  2. Contributions, interest, and qualified purchases are all tax-free.<\/li>\n
  3. It\u2019s your account. Your HSA goes with you if you retire or leave the company.<\/li>\n
  4. Funds never expire. There\u2019s no \u201cuse it or lose it\u201d provision.What<\/li>\n<\/ol>\n

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